Terms of Service

The product

Montia is a financial simulation tool. You input your financial data manually and the tool models how those inputs compound and interact over time.

Purchase and access

Montia costs $149, a one-time payment for lifetime access.

• Lifetime access means you retain access for as long as the service is operated. If we ever discontinue the service, we will provide at least 90 days' notice and the ability to export your data.
• Future features or add-ons may be offered at additional cost. Your purchase covers the features available at the time of purchase, plus any free updates we release.

Refunds

All purchases are subject to our 14-day money-back guarantee. See our Refund Policy for details.

Your account

You are responsible for your account credentials. One account per person. Accounts are not transferable.

Your data

You own the data you enter into Montia. See our Privacy Policy for details.

Acceptable use

You agree not to:

• Reverse-engineer or extract the source code.
• Use automated tools to scrape or reproduce the product.
• Share account credentials or allow multiple users on one account.
• Use Montia for any unlawful purpose.

We reserve the right to suspend accounts that violate these terms.

Limitations

Simulations are projections, not guarantees. Investment returns, growth rates, and appreciation are estimates. Actual results will vary.

Montia is provided “as is.” We are not liable for financial decisions made based on simulations. Our total liability is limited to the amount you paid ($149).

Changes

If we make material changes, we'll notify you via email or in-app notice.

Contact

Email: support@montia.app
Operator: Montia