Financial life simulator
See your entire financial future. Then redesign it.
Add your income, expenses, and life events. See how every choice plays out over decades.
One-time payment. No subscription. 14-day money-back guarantee.
“The purpose of wealth is freedom. It's nothing more than that. It's not to buy fur coats, or drive Ferraris, or sail yachts. It's about being your own sovereign individual.”
Naval Ravikant
How it works
Model any decision. See the outcome.
01
Add everything that matters. Income, expenses, property, investments, sabbaticals — all on one timeline, compounded over decades.
02
See the true cost before you commit. A home purchase, a year off, a career change — see the ripple effect instantly.
03
See exactly when you’re free. Set your number. Watch your investments cross the line. Not a guess — a simulation.
What you can simulate
Whatever you're planning.
What if my SaaS hits $10K/month?
Add it with a growth rate. See where it puts you in 10 years.
Keep the day job or go full-time?
Model both paths. See exactly when your revenue covers your burn.
What if my main product dies?
Toggle it off. See the impact on your freedom date instantly.
Buy the house or keep renting?
Model the purchase, the mortgage, the opportunity cost on your fund.
Take a year off at 35?
Add a sabbatical. Watch the curve dip — then recover.
Sell the company or keep the revenue?
Model both. Exit lump sum vs. decades of recurring revenue, invested.
When am I actually free?
Set your number. The simulation tells you exactly when you get there.
I haven’t launched anything yet.
Add a hypothetical product at $1K MRR. See what even a small project does over 20 years.
Pricing
Simple pricing.
FAQ
Common questions.
A financial simulation tool. You model your entire financial life — income, expenses, property, investments, retirement phases — and see how it plays out over decades. Not a budgeting app. Not a calculator with 3 inputs. A full interactive sandbox.
Anyone making financial decisions that involve real money and real time. Entrepreneurs, investors, professionals with variable income, people planning property purchases, career breaks, early retirement, or just trying to understand how their decisions compound.
No. Montia never connects to your bank or reads your financial accounts. You enter your numbers manually — that's intentional.
There's a 14-day money-back guarantee — try it risk-free, and if it's not for you, email us for a full refund. There's also a demo video that shows exactly how the app works.
37 currencies. Set your primary currency when you set up your plan.
That's the point. Update your plan anytime — change an income, add an event, adjust your retirement age. Everything recalculates instantly.
Yes. Duplicate any plan and change one variable to see how different paths compare side by side.
